Helping advisors, BGAs and financial professionals simplify and secure coverage for key person insurance, SBA collateral assignment and other business protection strategies.
Why choose us for business cases?
We understand that protecting businesses and their key players is critical to financial stability. Whether securing key person insurance, structuring SBA collateral assignments, or facilitating buy-sell agreements, our enhanced underwriting approach makes it easier for BGAs, financial institutions and advisors to get their clients covered with confidence.
Key enhancements to support business cases
Expanded key person coverage
- More flexible financial justification for high-income earners and executives.
- Higher multipliers (up to 20x) that better reflect modern business valuations.
- Streamlined underwriting, reducing delays for time-sensitive coverage.
SBA collateral assignment enhancements
- Step-by-step submission guidance for a smoother approval process.
- Auto-populated digital collateral assignment forms for efficiency.
- Shortened minimum loan term requirement, now 7 years instead of 10.
Faster, more competitive underwriting
- Higher retention limits, now doubled to provide more underwriting flexibility.
- Increased accelerated underwriting (AUW) limits from $2M to $4M, allowing quicker approvals for eligible applicants.
- Simplified financial reviews when a company has a pre-approved loan of $10M+.
Seamless digital experience
- Agent-driven underwriting journey that lets professionals take control.
- Automated case routing to ensure complex cases reach the right underwriter.
- Enhanced workbench, cutting down on unnecessary back-and-forth by up to 25%.
What's in it for you?
Greater efficiency
Spend less time navigating underwriting hurdles and more time growing your business.
More competitive solutions
With increased limits and underwriting flexibility, you can offer more options to clients.
Seamless experience
Our enhanced digital tools eliminate inefficiencies and streamline business case processing.
Connect with your team to learn more
Our team is here to provide guidance, answer questions and help you navigate business cases with confidence.