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Disclaimer
1 Metric reported for full month September 2024. "Instant decision" is defined as total instant decisions as a percentage of total decisions from all business submitted through Horizon in September 2024.
2 Metrics reported YTD through September 2024. "Lab-free Decisions" is defined as total lab-free decisions as a percentage of total decisions from all business submitted through Horizon through September 2024. "Lab-free Decisions" percentage includes instant decisions.
3 Metrics reported YTD through September 2024. "10 day Decisions Rate" is the percent of applications that reached any decision in 10 days or less upon submittal compared to the total number of decisions.