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We're committed to helping you reach and serve the wider market.

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We’re moving the needle... simply removing it! With our accelerated underwriting, we’ve reduced the need for exams by more than 50%.

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Faster, easier, better

Every day, the Horizon Experience is helping more people get insured faster, in less time than ever before.

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Technology with a human touch

The Horizon Experience offers flexibility and simplicity that empowers you to interact and work faster with your clients.

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The right tools and people to help you succeed


Competitively priced products. Ultra-fast decisions and cycle times. Exam-free journeys for more than half our customers, regardless of age or underwriting class. A mobile-friendly application. All part of our solution to help advisors protect the more than 100 million in the US who need life insurance coverage.

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We’re part of one of world’s largest insurance companies backed by the financial strength of Legal & General Group — so we’ve got your back when you need us. As a term market leader with decades of expertise, we offer product options nationwide. Learn how you can help us protect American families and businesses. 

Get in touch with our team today