Rising beyond expectations

We've built our reputation on competitive pricing and simplicity. Now, we're rising to meet the most complex needs in business cases, impaired risk and large cases — without losing sight of what we do best.

More expertise. More flexibility. More opportunities.

We're evolving to support your business in new and meaningful ways. While we continue to be the leader in processing transactional cases quickly, we're investing to make it easier to place large face amounts, complex underwriting and business cases with us.

What's changing?

Simplified business case underwriting

Elevated clarity in financial underwriting and expanded multipliers for key person insurance

Enhanced impaired risk process

Faster decisions and improved underwriting for complex cases

Dedicated large case underwriting team

Specialists handling $5 million+ face amounts and $10,000+ annual premiums.

Doubled retention limits

Providing underwriters more discretion to approve larger policies 

Rising beyond expectations

We're providing better tools, dedicated support and streamlined processes in the areas that matter most.

Rising to meet life's ambitious goals 

Businesses grow, adapt and evolve — so do their insurance needs

  • Expanded financial underwriting guidelines and a new digital process to simplify SBA collateral assignments
  • More flexible key person multipliers to accommodate business growth
  • Faster decision-making with streamlined documentation requirements
  • Sneak peek: Business reference guide, Advisor Assisted Application guide

Rising to meet life's complex needs 

Health challenges shouldn't be roadblocks to protection

  • Quick Quotes via email or your IMOs platform for the insights you need, fast
  • Updated guidelines to improve eligibility and increase approvals
  • Updates to Horizon to help advisors move through the application with ease
  • Sneak peek:  Quick Quotes guide

Rising to meet life's greatest legacies

For clients with high protection needs, every detail matters

  • Dedicated large case team specializing in cases $5 million+ in face or $10,000+ in annual premium
  • Retention limits doubled to $4 million, enabling underwriters more discretion to approve larger policies
  • Direct proactive communication to keep you and your team informed
  • Sneak peek:  Large case service guide

Designed for you:
Faster, smarter and more competitive

We've heard your feedback and made strategic improvements to make
working with LGA even easier. 

Stronger underwriting support

Access to specialists across large cases, business needs and impaired risk 

Faster turnaround times

Streamlined processes designed for speed and efficiency

More resources for you and your team

Guides, training and co-branded materials launching soon

Be the first to access new tools and resources

We're rolling out new materials and enhanced support in the coming weeks. Sign up now to get early access.

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